Retail / Business Banking Officer at Regent Microfinance Bank Limited

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• • Retail / Business Banking Officer at Regent Microfinance Bank Limited
  • View Jobs in Banking / Financial Services / View Jobs at Regent Microfinance Bank Limited

  Posted: Jul 6, 2026

  Deadline: Not specified

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  Regent Microfinance Bank Limited is licensed by the Central Bank of Nigeria (CBN) to operate as a Microfinance Bank. Regent Microfinance Bank is focused on Small and Medium Scale Enterprises, Traders, Farmers, the underserved and those with a flair for true high returns on investments. Regent Microfinance Bank is endowed with an active board made up of men ...
  

  Retail / Business Banking Officer

  • Job Type Full Time
  • Qualification BA/BSc/HND
  • Experience 2 - 4 years
  • Location Abuja
  • Job Field Banking&nbsp

  Role Description

  • This is a full time, on site role located in Abuja for a Retail/Business Banking Officer.
  • The role involves engaging with clients to provide tailored financial services, managing cash and treasury operations, processing small business loans, and developing relationships with Micro, Small, and Medium Enterprises (MSMEs).
  • The officer will also assist in driving financial performance through strategic banking solutions and excellent customer service.

  Key Responsibilities

  • Identify, acquire, and manage new and existing retail and business banking customers.
  • Develop and execute strategies to grow deposits, loans, and overall customer portfolio.
  • Conduct credit assessments, prepare loan proposals, and ensure proper loan documentation.
  • Monitor loan repayments and maintain portfolio quality to minimize credit risk.
  • Cross sell banking products and services to maximize customer value and engagement.
  • Maintain strong client relationships through excellent service delivery and after sales support.
  • Prepare periodic reports on sales performance, client feedback, and market trends.
  • Collaborate with internal teams to ensure smooth account opening, loan processing, and service delivery.

  Requirements & Qualifications

  • Bachelor’s Degree in Business Administration, Banking & Finance, Economics, or any related field.
  • Minimum of 2 - 4 years of experience in retail or SME banking (preferably within a Microfinance or Commercial Bank).
  • Proven track record in deposit mobilization, loan sales, and portfolio management.
  • Strong understanding of credit analysis, financial statements, and risk management.
  • Excellent communication, interpersonal, and negotiation skills.
  • Proficiency in Microsoft Office and digital banking tools.
  • Self-motivated, goal-oriented, and able to work independently or in a team.
  • High ethical standards, integrity, and attention to detail.

  Preferred Skills:

  • Customer relationship management
  • Sales and target orientation
  • Analytical and reporting skills
  • Problem solving and decision making ability.

  What We Offer

  • Competitive compensation and performance based incentives.
  • Continuous learning and professional development opportunities.
  • A supportive and innovative work environment.
  • Opportunities for career growth within the bank.

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  Check how your CV aligns with this job

  Method of Application

  Interested and qualified candidates should submit their application or send their CV to: [email protected] with “Retail / Business Banking Officer” as the subject line.

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